{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-057030","form_type":"8-K","ticker":"FBLA","cik":"0002013639","company_name":"FB Bancorp, Inc. /MD/","filed_at":"2026-02-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.991693+00:00","generated_at":"2026-05-16T02:11:01.802330+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"FB Bancorp reports 2025 net income $1.3M, sells mortgage unit to exit $2.7M loss segment","bullets":["FY25 net income $1.3M (continuing ops $3.9M, $0.22 EPS) vs FY24 net loss $6.2M (continuing ops $1.5M).","Mortgage banking segment sale to close Feb 28, 2026; eliminates $2.7M annual loss and 108 jobs.","Q4 2025 net loss $1.4M (continuing ops net income $528k) vs Q4 2024 net loss $5.4M; net interest margin 4.36%.","Non-performing loans rose to 2.26% of total loans from 1.72%; Gulf Coast residential loans pressured by insurance costs.","Completed repurchase of 1,983,750 shares at avg $12.725; total equity down $11.8M due to buybacks."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-057030","json":"https://secwatch.observer/filing/0001193125-26-057030.json","markdown":"https://secwatch.observer/filing/0001193125-26-057030.md","text":"https://secwatch.observer/filing/0001193125-26-057030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2013639/000119312526057030/0001193125-26-057030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2013639/000119312526057030/ck0002013639-20260218.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:11:01.802330+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}