---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-057046"
form_type: "8-K"
ticker: "MFIN"
cik: "0001000209"
company_name: "MEDALLION FINANCIAL CORP"
filed_at: "2026-02-18T23:59:59+00:00"
generated_at: "2026-05-16T01:55:10.224036+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Medallion Financial Q4 net income up 20% to $0.50 EPS; FY net income $1.78 EPS

## Summary
- Q4 2025 net income $12.2M ($0.50 diluted EPS), up from $10.1M ($0.43) YoY.
- Net interest income $56.4M (+8% YoY); loan originations $421.3M, nearly 50% from strategic partnerships.
- Full-year net income $43.0M ($1.78 EPS), up 20% YoY; originations $1.505B (+44%).
- Quarterly dividend declared $0.12 per share, payable March 31, 2026, unchanged from prior quarter.
- Credit loss provision $27.7M (Q4), up from $20.6M; allowance for credit loss on recreation loans rose to 5.32%.

## SEC filing metadata
- accession: 0001193125-26-057046
- form_type: 8-K
- ticker: MFIN
- cik: 0001000209
- company_name: MEDALLION FINANCIAL CORP
- filed_at: 2026-02-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1000209/000119312526057046/0001193125-26-057046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1000209/000119312526057046/mfin-20260218.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-057046
- JSON: https://secwatch.observer/filing/0001193125-26-057046.json
- Plain text: https://secwatch.observer/filing/0001193125-26-057046.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.