secwatch.observer — SEC 8-K summary
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Issuer:     MEDALLION FINANCIAL CORP (MFIN)
CIK:        0001000209
Form:       8-K
Filed at:   2026-02-18T23:59:59+00:00
Accession:  0001193125-26-057046
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Medallion Financial Q4 net income up 20% to $0.50 EPS; FY net income $1.78 EPS
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- Q4 2025 net income $12.2M ($0.50 diluted EPS), up from $10.1M ($0.43) YoY.
- Net interest income $56.4M (+8% YoY); loan originations $421.3M, nearly 50% from strategic partnerships.
- Full-year net income $43.0M ($1.78 EPS), up 20% YoY; originations $1.505B (+44%).
- Quarterly dividend declared $0.12 per share, payable March 31, 2026, unchanged from prior quarter.
- Credit loss provision $27.7M (Q4), up from $20.6M; allowance for credit loss on recreation loans rose to 5.32%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1000209/000119312526057046/0001193125-26-057046-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1000209/000119312526057046/mfin-20260218.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-057046

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