{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-057463","form_type":"8-K","ticker":"CMTG","cik":"0001666291","company_name":"Claros Mortgage Trust, Inc.","filed_at":"2026-02-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.813975+00:00","generated_at":"2026-05-16T02:06:29.728884+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CMTG: Q4 GAAP net loss $219M ($1.56/sh); CECL reserves $443M (10.9% of UPB)","bullets":["GAAP net loss $219.2M ($1.56 per share); FY2025 loss $489.1M ($3.49 per share).","Distributable loss $101.7M ($0.71); distributable earnings pre-realized $2.9M ($0.02) in Q4.","Provision for CECL $211.7M in Q4; year-end reserves $443.1M, or 10.9% of loan UPB.","Resolved 21 loans ($2.5B UPB) in 2025; Q4 resolved $483.9M UPB; post-quarter $388.7M.","Liquidity $185M at Dec 31, $153M at Feb 17; closed new $500M secured term loan maturing 2030."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-057463","json":"https://secwatch.observer/filing/0001193125-26-057463.json","markdown":"https://secwatch.observer/filing/0001193125-26-057463.md","text":"https://secwatch.observer/filing/0001193125-26-057463.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666291/000119312526057463/0001193125-26-057463-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666291/000119312526057463/cmtg-20260218.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:06:29.728884+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}