secwatch.observer — SEC 8-K summary
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Issuer:     Claros Mortgage Trust, Inc. (CMTG)
CIK:        0001666291
Form:       8-K
Filed at:   2026-02-18T23:59:59+00:00
Accession:  0001193125-26-057463
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CMTG: Q4 GAAP net loss $219M ($1.56/sh); CECL reserves $443M (10.9% of UPB)
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- GAAP net loss $219.2M ($1.56 per share); FY2025 loss $489.1M ($3.49 per share).
- Distributable loss $101.7M ($0.71); distributable earnings pre-realized $2.9M ($0.02) in Q4.
- Provision for CECL $211.7M in Q4; year-end reserves $443.1M, or 10.9% of loan UPB.
- Resolved 21 loans ($2.5B UPB) in 2025; Q4 resolved $483.9M UPB; post-quarter $388.7M.
- Liquidity $185M at Dec 31, $153M at Feb 17; closed new $500M secured term loan maturing 2030.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1666291/000119312526057463/0001193125-26-057463-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1666291/000119312526057463/cmtg-20260218.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-057463

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