{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-063953","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2026-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.723777+00:00","generated_at":"2026-05-16T01:11:06.222987+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"EverQuote Q4 revenue $195.3M (+32% YoY); full-year net income $99.3M; Q1 outlook $175-185M","bullets":["Q4 revenue $195.3M (+32% YoY); auto vertical $179.9M (+32%), home/renters $15.4M (+37%)","GAAP net income $57.8M includes $38.4M one-time deferred tax benefit; Adjusted EBITDA $25.1M (+32%)","Full-year 2025 revenue $692.5M (+38%); Adjusted EBITDA $94.6M (+62%); operating cash flow $95.4M","Q1 2026 outlook: revenue $175-185M; Variable Marketing Dollars $49-52M; Adj. EBITDA $23.5-26.5M","Implemented $50M share repurchase program; ended FY2025 with $171.4M cash"],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-063953","json":"https://secwatch.observer/filing/0001193125-26-063953.json","markdown":"https://secwatch.observer/filing/0001193125-26-063953.md","text":"https://secwatch.observer/filing/0001193125-26-063953.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312526063953/0001193125-26-063953-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312526063953/ever-20260223.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:11:06.222987+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}