{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-064300","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2026-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.589907+00:00","generated_at":"2026-05-16T01:09:45.892239+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Heritage expects Q4 2025 net income >$60M ($2.00+ EPS), full-year ROE >45%","bullets":["Preliminary Q4 2025 after-tax net income exceeds $60 million, or more than $2.00 per share.","Full-year 2025 return on equity exceeds 45%, driven by higher revenue and lower losses/expenses.","Earnings release and conference call scheduled for March 9, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-064300","json":"https://secwatch.observer/filing/0001193125-26-064300.json","markdown":"https://secwatch.observer/filing/0001193125-26-064300.md","text":"https://secwatch.observer/filing/0001193125-26-064300.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312526064300/0001193125-26-064300-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312526064300/d52696d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:09:45.892239+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}