---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-064300"
form_type: "8-K"
ticker: "HRTG"
cik: "0001598665"
company_name: "Heritage Insurance Holdings, Inc."
filed_at: "2026-02-23T23:59:59+00:00"
generated_at: "2026-05-16T01:09:45.892239+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Heritage expects Q4 2025 net income >$60M ($2.00+ EPS), full-year ROE >45%

## Summary
- Preliminary Q4 2025 after-tax net income exceeds $60 million, or more than $2.00 per share.
- Full-year 2025 return on equity exceeds 45%, driven by higher revenue and lower losses/expenses.
- Earnings release and conference call scheduled for March 9, 2026.

## SEC filing metadata
- accession: 0001193125-26-064300
- form_type: 8-K
- ticker: HRTG
- cik: 0001598665
- company_name: Heritage Insurance Holdings, Inc.
- filed_at: 2026-02-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1598665/000119312526064300/0001193125-26-064300-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1598665/000119312526064300/d52696d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-064300
- JSON: https://secwatch.observer/filing/0001193125-26-064300.json
- Plain text: https://secwatch.observer/filing/0001193125-26-064300.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.