{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-067020","form_type":"8-K","ticker":"FLYW","cik":"0001580560","company_name":"Flywire Corp","filed_at":"2026-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.520400+00:00","generated_at":"2026-05-16T00:48:07.478216+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Flywire Q4 revenue $157.5M (+34% YoY), net income near breakeven; guides FY2026 15-21% RLAS growth","bullets":["Revenue Less Ancillary Services $152.7M, up 35.3% YoY (32.6% FX-neutral); Sertifi contributed $14.2M.","Adjusted EBITDA $25.4M, margin 16.6% (+190 bps YoY); repurchased 0.7M shares for ~$10M, $182M remaining.","Net income near break-even vs ($15.9M) loss in Q4 2024; paid down remaining $15M Sertifi debt.","FY2026 guidance: FX-neutral RLAS growth 15-21% YoY, Adj. EBITDA margin expansion +150-350 bps.","Appointed Patrick Blanc (ex-Visa/PayPal) as CTO; David King transitions to Chief Product Officer & Co-President of Global Education."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-067020","json":"https://secwatch.observer/filing/0001193125-26-067020.json","markdown":"https://secwatch.observer/filing/0001193125-26-067020.md","text":"https://secwatch.observer/filing/0001193125-26-067020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580560/000119312526067020/0001193125-26-067020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580560/000119312526067020/d49157d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:48:07.478216+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}