---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-067020"
form_type: "8-K"
ticker: "FLYW"
cik: "0001580560"
company_name: "Flywire Corp"
filed_at: "2026-02-24T23:59:59+00:00"
generated_at: "2026-05-16T00:48:07.478216+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Flywire Q4 revenue $157.5M (+34% YoY), net income near breakeven; guides FY2026 15-21% RLAS growth

## Summary
- Revenue Less Ancillary Services $152.7M, up 35.3% YoY (32.6% FX-neutral); Sertifi contributed $14.2M.
- Adjusted EBITDA $25.4M, margin 16.6% (+190 bps YoY); repurchased 0.7M shares for ~$10M, $182M remaining.
- Net income near break-even vs ($15.9M) loss in Q4 2024; paid down remaining $15M Sertifi debt.
- FY2026 guidance: FX-neutral RLAS growth 15-21% YoY, Adj. EBITDA margin expansion +150-350 bps.
- Appointed Patrick Blanc (ex-Visa/PayPal) as CTO; David King transitions to Chief Product Officer & Co-President of Global Education.

## SEC filing metadata
- accession: 0001193125-26-067020
- form_type: 8-K
- ticker: FLYW
- cik: 0001580560
- company_name: Flywire Corp
- filed_at: 2026-02-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1580560/000119312526067020/0001193125-26-067020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1580560/000119312526067020/d49157d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-067020
- JSON: https://secwatch.observer/filing/0001193125-26-067020.json
- Plain text: https://secwatch.observer/filing/0001193125-26-067020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.