{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-071529","form_type":"8-K","ticker":"AMSF","cik":"0001018979","company_name":"AMERISAFE INC","filed_at":"2026-02-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.408188+00:00","generated_at":"2026-05-16T00:01:41.054519+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"AMERISAFE Q4 net income down 21% to $10.4M; dividend raised 5.1% to $0.41","bullets":["Q4 2025 diluted EPS $0.55 (down 20.3% YoY); full-year EPS $2.47 (down 14.5%).","Full-year voluntary premiums on policies written up 10.2%; net combined ratio worsened to 91.3% from 88.7%.","Current accident year loss ratio increased from 71% to 72%, reflecting higher severity in Q4.","Board increased quarterly dividend 5.1% to $0.41/share, payable March 20, 2026 to holders of record March 13.","Company repurchased 197,672 shares in Q4 at avg $40.27; remaining authorization $16.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-071529","json":"https://secwatch.observer/filing/0001193125-26-071529.json","markdown":"https://secwatch.observer/filing/0001193125-26-071529.md","text":"https://secwatch.observer/filing/0001193125-26-071529.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1018979/000119312526071529/0001193125-26-071529-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1018979/000119312526071529/d63427d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:01:41.054519+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}