---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-071529"
form_type: "8-K"
ticker: "AMSF"
cik: "0001018979"
company_name: "AMERISAFE INC"
filed_at: "2026-02-25T23:59:59+00:00"
generated_at: "2026-05-16T00:01:41.054519+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# AMERISAFE Q4 net income down 21% to $10.4M; dividend raised 5.1% to $0.41

## Summary
- Q4 2025 diluted EPS $0.55 (down 20.3% YoY); full-year EPS $2.47 (down 14.5%).
- Full-year voluntary premiums on policies written up 10.2%; net combined ratio worsened to 91.3% from 88.7%.
- Current accident year loss ratio increased from 71% to 72%, reflecting higher severity in Q4.
- Board increased quarterly dividend 5.1% to $0.41/share, payable March 20, 2026 to holders of record March 13.
- Company repurchased 197,672 shares in Q4 at avg $40.27; remaining authorization $16.9M.

## SEC filing metadata
- accession: 0001193125-26-071529
- form_type: 8-K
- ticker: AMSF
- cik: 0001018979
- company_name: AMERISAFE INC
- filed_at: 2026-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1018979/000119312526071529/0001193125-26-071529-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1018979/000119312526071529/d63427d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-071529
- JSON: https://secwatch.observer/filing/0001193125-26-071529.json
- Plain text: https://secwatch.observer/filing/0001193125-26-071529.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.