{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-071749","form_type":"8-K","ticker":"LIFE","cik":"0001788451","company_name":"Ethos Technologies Inc.","filed_at":"2026-02-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.187712+00:00","generated_at":"2026-05-16T00:24:38.328057+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Ethos Q4 revenue $110.1M (+65% YoY), net income $24.6M; guides FY26 rev $510-514M","bullets":["Q4 revenue $110.1M (+65% YoY); net income $24.6M (22% margin). Diluted EPS $0.42, up 163% YoY.","FY25 revenue $387.6M (+52% YoY); net income $71.2M (18% margin). Diluted EPS $1.22, up 44% YoY.","Direct channel revenue in Q4 rose 93% YoY to $74.2M; total policies activated exceeded 500,000.","Q1 2026 guidance: revenue $144-146M (53% YoY growth), adjusted EBITDA $30-32M.","FY2026 guidance: revenue $510-514M (32% growth), adjusted EBITDA $99-103M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-071749","json":"https://secwatch.observer/filing/0001193125-26-071749.json","markdown":"https://secwatch.observer/filing/0001193125-26-071749.md","text":"https://secwatch.observer/filing/0001193125-26-071749.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1788451/000119312526071749/0001193125-26-071749-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1788451/000119312526071749/d109531d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:24:38.328057+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}