---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-071749"
form_type: "8-K"
ticker: "LIFE"
cik: "0001788451"
company_name: "Ethos Technologies Inc."
filed_at: "2026-02-25T23:59:59+00:00"
generated_at: "2026-05-16T00:24:38.328057+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Ethos Q4 revenue $110.1M (+65% YoY), net income $24.6M; guides FY26 rev $510-514M

## Summary
- Q4 revenue $110.1M (+65% YoY); net income $24.6M (22% margin). Diluted EPS $0.42, up 163% YoY.
- FY25 revenue $387.6M (+52% YoY); net income $71.2M (18% margin). Diluted EPS $1.22, up 44% YoY.
- Direct channel revenue in Q4 rose 93% YoY to $74.2M; total policies activated exceeded 500,000.
- Q1 2026 guidance: revenue $144-146M (53% YoY growth), adjusted EBITDA $30-32M.
- FY2026 guidance: revenue $510-514M (32% growth), adjusted EBITDA $99-103M.

## SEC filing metadata
- accession: 0001193125-26-071749
- form_type: 8-K
- ticker: LIFE
- cik: 0001788451
- company_name: Ethos Technologies Inc.
- filed_at: 2026-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1788451/000119312526071749/0001193125-26-071749-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1788451/000119312526071749/d109531d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-071749
- JSON: https://secwatch.observer/filing/0001193125-26-071749.json
- Plain text: https://secwatch.observer/filing/0001193125-26-071749.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.