secwatch.observer — SEC 8-K summary
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Issuer:     Ethos Technologies Inc. (LIFE)
CIK:        0001788451
Form:       8-K
Filed at:   2026-02-25T23:59:59+00:00
Accession:  0001193125-26-071749
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Ethos Q4 revenue $110.1M (+65% YoY), net income $24.6M; guides FY26 rev $510-514M
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- Q4 revenue $110.1M (+65% YoY); net income $24.6M (22% margin). Diluted EPS $0.42, up 163% YoY.
- FY25 revenue $387.6M (+52% YoY); net income $71.2M (18% margin). Diluted EPS $1.22, up 44% YoY.
- Direct channel revenue in Q4 rose 93% YoY to $74.2M; total policies activated exceeded 500,000.
- Q1 2026 guidance: revenue $144-146M (53% YoY growth), adjusted EBITDA $30-32M.
- FY2026 guidance: revenue $510-514M (32% growth), adjusted EBITDA $99-103M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1788451/000119312526071749/0001193125-26-071749-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1788451/000119312526071749/d109531d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-071749

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer