earnings
confidence high
sentiment positive
materiality 0.80
Exzeo FY2025 revenue up 62% to $217M, net income $82.7M; Managed Premium $1.39B (+139%)
Exzeo Group, Inc.
2025-FY EPS reported
$0.99
revenue$216,980,000
- Q4 revenue $53.3M (+20% YoY); EPS $0.25 vs $0.15; Adjusted EBITDA margin 55% vs 46%.
- FY2025 revenue $217.0M (+62%); net income $82.7M ($0.99 EPS) vs $26.1M ($0.20 EPS).
- Managed Premium $1.39B as of Dec 31, 2025, up 139% YoY; Annual Recurring Revenue $214.9M (+55%).
- Cash & equivalents $305.4M, working capital $241.4M; Free cash flow $97.5M vs $45.9M.
- A sixth insurance carrier joined platform in Q4 2025.