{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-082628","form_type":"8-K","ticker":"PBHC","cik":"0001609065","company_name":"Pathfinder Bancorp, Inc.","filed_at":"2026-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.633635+00:00","generated_at":"2026-05-15T23:04:56.095493+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Pathfinder Bancorp revises Q4 2025 net loss to $5.6M after $1.5M tax benefit","bullets":["Additional $1.5M income tax benefit recorded; Q4 2025 tax benefit revised to $3.0M.","Revised net loss: Q4 2025 $5.6M ($0.88/diluted share) vs. previously reported $7.0M ($1.11).","FY 2025 net loss revised to $1.9M ($0.31/diluted share) from prior $3.4M ($0.54).","Adjustment is non-cash, does not affect cash taxes payable or operational cash flows.","Corrected financials will be reflected in upcoming Annual Report on Form 10-K."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-082628","json":"https://secwatch.observer/filing/0001193125-26-082628.json","markdown":"https://secwatch.observer/filing/0001193125-26-082628.md","text":"https://secwatch.observer/filing/0001193125-26-082628.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1609065/000119312526082628/0001193125-26-082628-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1609065/000119312526082628/pbhc-20260227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T23:04:56.095493+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}