---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-082628"
form_type: "8-K"
ticker: "PBHC"
cik: "0001609065"
company_name: "Pathfinder Bancorp, Inc."
filed_at: "2026-02-27T23:59:59+00:00"
generated_at: "2026-05-15T23:04:56.095493+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Pathfinder Bancorp revises Q4 2025 net loss to $5.6M after $1.5M tax benefit

## Summary
- Additional $1.5M income tax benefit recorded; Q4 2025 tax benefit revised to $3.0M.
- Revised net loss: Q4 2025 $5.6M ($0.88/diluted share) vs. previously reported $7.0M ($1.11).
- FY 2025 net loss revised to $1.9M ($0.31/diluted share) from prior $3.4M ($0.54).
- Adjustment is non-cash, does not affect cash taxes payable or operational cash flows.
- Corrected financials will be reflected in upcoming Annual Report on Form 10-K.

## SEC filing metadata
- accession: 0001193125-26-082628
- form_type: 8-K
- ticker: PBHC
- cik: 0001609065
- company_name: Pathfinder Bancorp, Inc.
- filed_at: 2026-02-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1609065/000119312526082628/0001193125-26-082628-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1609065/000119312526082628/pbhc-20260227.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-082628
- JSON: https://secwatch.observer/filing/0001193125-26-082628.json
- Plain text: https://secwatch.observer/filing/0001193125-26-082628.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.