---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-085450"
form_type: "8-K"
ticker: "CRD-A"
cik: "0000025475"
company_name: "CRAWFORD & CO"
filed_at: "2026-03-02T23:59:59+00:00"
generated_at: "2026-05-15T22:53:21.974196+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Crawford & Co Q4 net loss $7.2M ($0.15/share); revenue down 11% to $308.5M

## Summary
- Q4 net loss of $7.2M vs income $5.7M a year ago; diluted EPS ($0.15) vs $0.11/$0.12.
- Revenue before reimbursements fell 11.2% to $308.5M, driven by lower hurricane-related claims.
- Full year 2025 net income $19.6M ($0.39/$0.40) down 26% from $26.6M ($0.53/$0.54) in 2024.
- Broadspire and International Operations set annual revenue records at $401.9M (+3.6%) and $438.2M (+4.7%).
- Non-GAAP adjusted EPS $0.15 for Q4, $0.91 for FY25 (up 15% YoY); $14M pretax restructuring costs incurred.

## SEC filing metadata
- accession: 0001193125-26-085450
- form_type: 8-K
- ticker: CRD-A
- cik: 0000025475
- company_name: CRAWFORD & CO
- filed_at: 2026-03-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/25475/000119312526085450/0001193125-26-085450-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/25475/000119312526085450/crda-20260302.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-085450
- JSON: https://secwatch.observer/filing/0001193125-26-085450.json
- Plain text: https://secwatch.observer/filing/0001193125-26-085450.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.