---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-088341"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2026-03-03T23:59:59+00:00"
generated_at: "2026-05-15T22:17:33.369097+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# LM Funding America rolls over $11M Galaxy loan, extends maturity to April 24

## Summary
- On Feb 27, 2026, borrowed $11M from Galaxy Digital LLC to repay the Jan 28, 2026 loan due same day.
- New loan matures April 24, 2026; secured by Bitcoin collateral owned by the Company.
- Terms unchanged from the Master Digital Currency Loan Agreement executed October 29, 2025.
- This is the second consecutive rollover; first $11M draw was October 30, 2025.

## SEC filing metadata
- accession: 0001193125-26-088341
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2026-03-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312526088341/0001193125-26-088341-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312526088341/lmfa-20260227.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-088341
- JSON: https://secwatch.observer/filing/0001193125-26-088341.json
- Plain text: https://secwatch.observer/filing/0001193125-26-088341.txt

## Source-grounded claims
- claim_id: 5080e5cf96e078269e9e89b6af21aad563fbc54d
  claim: LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing April 24, 2026.
  evidence_excerpt: On February 27, 2026, the Company borrowed a new $11 million loan under the Loan Agreement (the “February 2026 Loan”) and used the proceeds from the February 2026 Loan to satisfy the January 2026 Loan. The February 2026 Loan will become due on April 24, 2026, is secured by Bitcoin owned by the Company, and is otherwise made under the terms of the Loan Agreement.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1640384/000119312526088341/0001193125-26-088341-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.