---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-088346"
form_type: "8-K"
ticker: "FCNCA"
cik: "0000798941"
company_name: "FIRST CITIZENS BANCSHARES INC /DE/"
filed_at: "2026-03-03T23:59:59+00:00"
generated_at: "2026-05-15T22:26:51.461398+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# First Citizens BancShares issues $500M of 4.869% senior notes due 2032

## Summary
- Issued $500M aggregate principal of 4.869% Fixed-to-Floating Rate Senior Notes due 2032.
- Notes sold in public offering on March 3, 2026 via prospectus supplement dated Feb 25, 2026.
- Underwriters: J.P. Morgan, BofA Securities, Wells Fargo Securities.
- Notes issued under senior base indenture dated March 12, 2025 with U.S. Bank Trust as trustee.
- Use of proceeds not specified; typical for general corporate purposes.

## SEC filing metadata
- accession: 0001193125-26-088346
- form_type: 8-K
- ticker: FCNCA
- cik: 0000798941
- company_name: FIRST CITIZENS BANCSHARES INC /DE/
- filed_at: 2026-03-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/798941/000119312526088346/0001193125-26-088346-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/798941/000119312526088346/d41512d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-088346
- JSON: https://secwatch.observer/filing/0001193125-26-088346.json
- Plain text: https://secwatch.observer/filing/0001193125-26-088346.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.