{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-093989","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2026-03-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.302414+00:00","generated_at":"2026-05-15T19:36:46.393683+00:00","sec_items":["1.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Regional Management signs PMA with Column for new installment lending program","bullets":["Column acts as lender of secured/unsecured loans; RM serves as program manager and servicer.","RM receives marketing, processing, and servicing fees; RM pays monthly platform and usage fees to Column.","Column retains ultimate control over lending terms, underwriting, and product documents; RM must maintain compliance system.","Loans held by Column for a hold period; Column may then offer loans to RM, who must purchase except limited circumstances.","PMA initial term ends March 31, 2031, auto-renews for two-year periods; includes monthly financial covenants."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-093989","json":"https://secwatch.observer/filing/0001193125-26-093989.json","markdown":"https://secwatch.observer/filing/0001193125-26-093989.md","text":"https://secwatch.observer/filing/0001193125-26-093989.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000119312526093989/0001193125-26-093989-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000119312526093989/rm-20260302.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T19:36:46.393683+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e69e4e3d05f0c8fba0f7cbc513b7ce747caab3ad","claim":"Regional Management Corp. entered into Program Management Agreement with Column National Association valued at Initial term ending March 31, 2031; automatic renewal for successive two-year terms (effective 2026-03-02).","evidence_excerpt":"On March 2, 2026, Regional Management Corp. (the “ Company ”) and Column National Association, a national banking association (“ Column ”), entered into a Program Management Agreement (the “ PMA ”) to create a new lending program under which Column will serve as the lender of secured and unsecured installment lending products in select states.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519401/000119312526093989/0001193125-26-093989-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Counterparty","value":"Column National Association"},{"label":"Value","value":"Initial term ending March 31, 2031; automatic renewal for successive two-year terms"},{"label":"Effective","value":"2026-03-02"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}