secwatch.observer — SEC 8-K summary
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Issuer:     Heritage Insurance Holdings, Inc. (HRTG)
CIK:        0001598665
Form:       8-K
Filed at:   2026-03-09T23:59:59+00:00
Accession:  0001193125-26-097583
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Q4 net income $66.7M ($2.15/sh) up 228.5%; combined ratio 62.0% vs 89.7%
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- Q4 net premiums earned $202.7M (+1.7% YoY); net loss ratio 31.3% improved 23.4 pts.
- Full year net income $195.6M ($6.32/sh) vs $61.5M ($2.01/sh) in 2024.
- Book value per share $16.39, up 72.5% from year-end 2024 and 124.8% from 2023.
- Dividend remains suspended; new $25M buyback authorized through Dec 2026.
- Company plans to enter Texas E&S market as part of 2026 strategic initiatives.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1598665/000119312526097583/0001193125-26-097583-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1598665/000119312526097583/d89191d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-097583

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