---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-111145"
form_type: "8-K"
ticker: null
cik: "0001448038"
company_name: "Redwood Mortgage Investors IX"
filed_at: "2026-03-17T23:59:59+00:00"
generated_at: "2026-05-15T10:22:50.582870+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Redwood Mortgage Investors IX extends credit facility maturity to 2028 with Western Alliance Bank

## Summary
- Maturity date of $10M revolving credit line extended from March 13, 2026 to March 13, 2028.
- Option to convert outstanding balance to two-year term loan maturing March 2030 for a 0.25% fee.
- Interest rate set at greater of Term SOFR + 3.5% or 6.0% per annum, payable monthly.
- New minimum liquidity covenant requires $1M in liquid assets measured quarterly.

## SEC filing metadata
- accession: 0001193125-26-111145
- form_type: 8-K
- cik: 0001448038
- company_name: Redwood Mortgage Investors IX
- filed_at: 2026-03-17T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448038/000119312526111145/0001193125-26-111145-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448038/000119312526111145/d931116d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-111145
- JSON: https://secwatch.observer/filing/0001193125-26-111145.json
- Plain text: https://secwatch.observer/filing/0001193125-26-111145.txt

## Key facts
- Material Agreements
  Redwood Mortgage Investors IX amended 2026 modification agreement with Western Alliance Bank (effective 2026-03-11).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Western Alliance Bank
  - Effective: 2026-03-11
  source text: On March 11, 2026, Redwood Mortgage Investors IX, LLC (“RMI IX” or “the company”) and Western Alliance Bank (“WAB”) entered into a Third Loan Modification Agreement (the “2026 modification agreement”) which, among other things, extends the maturity date of advances under the Business Loan Agreement, dated as of March 13, 2020, between RMI IX and WAB, as amended in March 2022 and March 2024 (as so extended and amended, the “credit agreement”), from March 13, 2026 to March 13, 2028.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1448038/000119312526111145/0001193125-26-111145-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.