---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-117936"
form_type: "8-K"
ticker: "FICO"
cik: "0000814547"
company_name: "FAIR ISAAC CORP"
filed_at: "2026-03-20T23:59:59+00:00"
generated_at: "2026-05-15T09:32:58.972683+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FICO issues $1.0B of 6.250% Senior Notes due 2034, to redeem $400M 5.25% 2026 notes

## Summary
- Issued $1.0B aggregate principal amount of 6.250% Senior Notes due 2034.
- Proceeds to repay credit facility debt, redeem fully $400M 5.25% Senior Notes due 2026, and general corporate purposes including possible stock buybacks.
- Notes mature September 15, 2034; interest payable semi-annually March 15 and September 15.
- Notes are senior unsecured; will be guaranteed by future significant domestic subsidiaries.
- Company may redeem notes prior to March 15, 2029 at make-whole premium; up to 40% with equity proceeds at 106.250%.

## SEC filing metadata
- accession: 0001193125-26-117936
- form_type: 8-K
- ticker: FICO
- cik: 0000814547
- company_name: FAIR ISAAC CORP
- filed_at: 2026-03-20T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/814547/000119312526117936/0001193125-26-117936-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/814547/000119312526117936/d56220d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-117936
- JSON: https://secwatch.observer/filing/0001193125-26-117936.json
- Plain text: https://secwatch.observer/filing/0001193125-26-117936.txt

## Source-grounded claims
- claim_id: 828fcd3d6c785660f81e945c71eeb4898a55f11e
  claim: FAIR ISAAC CORP incurred senior notes of $1.0 billion aggregate principal amount with U.S. Bank Trust Company, National Association at 6.250% per annum maturing September 15, 2034.
  evidence_excerpt: On March 20, 2026, Fair Isaac Corporation (the "Company") closed its previously announced private offering to eligible purchasers of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (the "Notes").
  evidence_url: https://www.sec.gov/Archives/edgar/data/814547/000119312526117936/0001193125-26-117936-index.htm
- claim_id: 172a72e6edf19ca03b991a37008d2850ffa2df41
  claim: FAIR ISAAC CORP entered into Indenture with U.S. Bank Trust Company, National Association valued at $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (effective 2026-03-20).
  evidence_excerpt: On March 20, 2026, Fair Isaac Corporation (the “Company”) closed its previously announced private offering to eligible purchasers of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (the “Notes”). The Notes were issued pursuant to the Indenture dated as of March 20, 2026 (the “Indenture”), by and between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/814547/000119312526117936/0001193125-26-117936-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.