{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-127571","form_type":"8-K","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2026-03-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.723393+00:00","generated_at":"2026-05-15T08:38:56.662243+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"LM Funding Q4 2025 net loss $17.9M, revenue $2.4M (+19% YoY)","bullets":["Q4 revenue $2.4M, up 8.7% sequential and 19.2% YoY; net loss $17.9M vs net income $1.0M in Q4 2024.","Mined 22.0 Bitcoin in Q4 (vs 17.6 in Q3); mining margin fell to 25% from 49% due to lower BTC price.","Full-year 2025 revenue ~$8.8M; Bitcoin holdings more than doubled to 356.4 BTC at Dec 31, 2025.","Non-cash charges: $7.8M Bitcoin fair value impact and $5.4M impairment on mining equipment.","Repurchased >3.3M shares and 7.2M warrants via Galaxy Digital loan facility in 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-127571","json":"https://secwatch.observer/filing/0001193125-26-127571.json","markdown":"https://secwatch.observer/filing/0001193125-26-127571.md","text":"https://secwatch.observer/filing/0001193125-26-127571.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526127571/0001193125-26-127571-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526127571/lmfa-20260327.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T08:38:56.662243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"006915bca0dcba5e40093b8c2dbb4c65346d6e29","claim":"LM FUNDING AMERICA, INC. reported Three and Twelve Months ended December 31, 2025 results: revenue $2.4 million, net income Net loss of $17.9 million.","evidence_excerpt":"it by reference. --- EX-99.1 (EX-99.1) --- EX-99.1 LM Funding America, Inc. Reports Fourth Quarter and Full Year 2025 Financial Results - Fourth quarter revenue of $2.4 million, up 8.7% sequentially and 19.2% year-over-year TAMPA, FL, March 27, 2026—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526127571/0001193125-26-127571-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Three and Twelve Months ended December 31, 2025"},{"label":"Revenue","value":"$2.4 million"},{"label":"Net income","value":"Net loss of $17.9 million"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}