---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-127571"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2026-03-27T23:59:59+00:00"
generated_at: "2026-05-15T08:38:56.662243+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# LM Funding Q4 2025 net loss $17.9M, revenue $2.4M (+19% YoY)

## Summary
- Q4 revenue $2.4M, up 8.7% sequential and 19.2% YoY; net loss $17.9M vs net income $1.0M in Q4 2024.
- Mined 22.0 Bitcoin in Q4 (vs 17.6 in Q3); mining margin fell to 25% from 49% due to lower BTC price.
- Full-year 2025 revenue ~$8.8M; Bitcoin holdings more than doubled to 356.4 BTC at Dec 31, 2025.
- Non-cash charges: $7.8M Bitcoin fair value impact and $5.4M impairment on mining equipment.
- Repurchased >3.3M shares and 7.2M warrants via Galaxy Digital loan facility in 2025.

## SEC filing metadata
- accession: 0001193125-26-127571
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2026-03-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312526127571/0001193125-26-127571-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312526127571/lmfa-20260327.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-127571
- JSON: https://secwatch.observer/filing/0001193125-26-127571.json
- Plain text: https://secwatch.observer/filing/0001193125-26-127571.txt

## Key facts
- Earnings Releases
  LM FUNDING AMERICA, INC. reported Three and Twelve Months ended December 31, 2025 results: revenue $2.4 million, net income Net loss of $17.9 million.
  - Period: Three and Twelve Months ended December 31, 2025
  - Revenue: $2.4 million
  - Net income: Net loss of $17.9 million
  - Result: reported results
  source text: it by reference. --- EX-99.1 (EX-99.1) --- EX-99.1 LM Funding America, Inc. Reports Fourth Quarter and Full Year 2025 Financial Results - Fourth quarter revenue of $2.4 million, up 8.7% sequentially and 19.2% year-over-year TAMPA, FL, March 27, 2026—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining
  evidence_url: https://www.sec.gov/Archives/edgar/data/1640384/000119312526127571/0001193125-26-127571-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.