secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K
Filed at:   2026-03-30T23:59:59+00:00
Accession:  0001193125-26-131827
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Presurance Holdings Q4 net loss $17.0M; combined ratio 333.5% on legacy run-off
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- Net loss allocable to common shareholders of $17.0M ($1.39/diluted share) vs loss of $25.4M a year ago.
- Gross written premiums fell 41.9% YoY to $7.9M; personal lines comprised 100% of Q4 premium.
- Combined ratio worsened to 333.5% from 292.9%, driven by 178.7-point adverse prior-year development from commercial lines run-off.
- Book value per share dropped to $0.73 from $1.76; adjusted operating loss per share $1.24.
- CEO cites 'lingering effects of legacy commercial lines run-off' as primary factor; company focusing on personal lines homeowners business.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000119312526131827/0001193125-26-131827-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000119312526131827/prhi-20260327.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-131827

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