---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-137956"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2026-04-01T23:59:59+00:00"
generated_at: "2026-05-15T07:58:29.833048+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Enova increases borrowing capacity by $377M across four facility amendments

## Summary
- RAOD Facility: Class A revolver raised from $200M to $300M; Class B from $36.8M to $55.3M.
- NCR 2022 Facility: revolving commitment increased from $200M to $275M.
- NC LOC 2024 Facility: revolving commitment raised from $150M to $200M.
- Headway Facility: Class A revolver increased from $365M to $465M; Class B from $122.6M to $156.2M.

## SEC filing metadata
- accession: 0001193125-26-137956
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2026-04-01T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/enva-20260330.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-137956
- JSON: https://secwatch.observer/filing/0001193125-26-137956.json
- Plain text: https://secwatch.observer/filing/0001193125-26-137956.txt

## Source-grounded claims
- claim_id: 744e1b12920688b0e0c35d9c79047d3d228c7a36
  claim: Enova International, Inc. amended revolving credit of $365,000,000 to $465,000,000 with BNP Paribas.
  evidence_excerpt: the Amendment No. 2 increases the commitment amount of the Class A revolving loans from $365,000,000 to $465,000,000 and the commitment amount of the Class B revolving loans from $122,595,000 to $156,183,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: 8ab9441df73d57bf7d2e97aec2a8b4b65fa48cf5
  claim: Enova International, Inc. amended revolving credit of $200,000,000 to $300,000,000 with Truist Bank.
  evidence_excerpt: the Twelfth Amendment increases the commitment amount of the Class A revolving loans from $200,000,000 to $300,000,000 and the commitment amount of the Class B revolving loans from $36,842,105.26 to $55,263,157.89
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: ce338df79ec57eef21bd394cb12740bb80b430ce
  claim: Enova International, Inc. amended credit facility of $200,000,000 to $275,000,000 with Jefferies Funding LLC.
  evidence_excerpt: rect subsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated October 21, 2022 (the “ NCR 2022 Facility ”), by entering into that certain Third Amendment to Note Issuance and Purchase Agreement (the “ Third Amendment ”) with Jefferies Funding LLC, as administrative agent and initial note purchaser, Citibank, N.A., as collateral agent and paying agent, and the note purchasers party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: f91a5f9651fe7bf3937d8bebb6de1cab398e05d8
  claim: Enova International, Inc. amended credit facility of $150,000,000 to $200,000,000 with Midtown Madison Management LLC.
  evidence_excerpt: ubsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated February 21, 2024 (the “ NC LOC 2024 Facility ”), by entering into that certain Second Amendment to Note Issuance and Purchase Agreement (the “ Second Amendment ”) with Midtown Madison Management LLC, as administrative agent, Citibank, N.A., as collateral trustee, and the note purchasers party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: 15922aa9d1275ad5c2d68f10b52c813f6028be5b
  claim: Enova International, Inc. amended Third Amendment with Jefferies Funding LLC valued at from $200,000,000 to $275,000,000 (effective 2026-03-30).
  evidence_excerpt: On March 30, 2026, NetCredit Receivables 2022, LLC, a wholly-owned indirect subsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated October 21, 2022 (the “ NCR 2022 Facility ”), by entering into that certain Third Amendment to Note Issuance and Purchase Agreement (the “ Third Amendment ”) with Jefferies Funding LLC, as administrative agent and initial note purchaser, Citibank, N.A., as collateral agent and paying agent, and the note purchasers party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: 85230cd161c5071b546b6b971a83356cd66a7d5d
  claim: Enova International, Inc. amended Twelfth Amendment with Truist Bank valued at from $200,000,000 to $300,000,000 (effective 2026-03-30).
  evidence_excerpt: On March 30, 2026, Receivable Assets of OnDeck, LLC, a wholly-owned indirect subsidiary of Enova International, Inc. (the “ Company ”), amended that certain Fourth Amended and Restated Credit Agreement, dated December 17, 2018 (the “ RAOD Facility ”) by entering into that certain Amendment No. 12 to Fourth Amended and Restated Credit Agreement (the “ Twelfth Amendment ”) with Truist Bank, as administrative agent, and the lenders party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: a49ba275fc19c0da0d207a0eb3dc99e8e0f9ec13
  claim: Enova International, Inc. amended Second Amendment with Midtown Madison Management LLC valued at from $150,000,000 to $200,000,000 (effective 2026-03-30).
  evidence_excerpt: On March 30, 2026, NetCredit LOC Receivables 2024, LLC (“ NC LOC 2024 ”), a wholly-owned indirect subsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated February 21, 2024 (the “ NC LOC 2024 Facility ”), by entering into that certain Second Amendment to Note Issuance and Purchase Agreement (the “ Second Amendment ”) with Midtown Madison Management LLC, as administrative agent, Citibank, N.A., as collateral trustee, and the note purchasers party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm
- claim_id: cd8c70f8a61ede1f97b677f17dac9d5fc761a69a
  claim: Enova International, Inc. amended Amendment No. 2 with BNP Paribas valued at from $365,000,000 to $465,000,000 (effective 2026-03-31).
  evidence_excerpt: On March 31, 2026, HWC Receivables 2023, LLC, a wholly-owned indirect subsidiary of the Company, amended that certain Credit Agreement, dated May 25, 2023 (the “ Headway Facility ”) by entering into that certain Amendment No. 2 to Credit Agreement (the “ Amendment No. 2 ”) with BNP Paribas, as administrative agent and collateral agent, and the lenders party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526137956/0001193125-26-137956-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.