---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-149712"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2026-04-09T23:59:59+00:00"
generated_at: "2026-05-15T06:47:30.512211+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# LM Funding America extends $11M Galaxy Digital loan to June 26, 2026

## Summary
- Extended $11M loan from Galaxy Digital LLC, originally due April 24, 2026, to June 26, 2026 via new draw.
- April 2026 Loan proceeds used to repay prior loan; secured by Bitcoin collateral.
- Interest rate and other terms under Master Digital Currency Loan Agreement unchanged.
- No additional borrowing or change in principal amount reported.

## SEC filing metadata
- accession: 0001193125-26-149712
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2026-04-09T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312526149712/0001193125-26-149712-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312526149712/lmfa-20260406.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-149712
- JSON: https://secwatch.observer/filing/0001193125-26-149712.json
- Plain text: https://secwatch.observer/filing/0001193125-26-149712.txt

## Source-grounded claims
- claim_id: 6a40ff63448465a2a8ccf079a975bc222033327c
  claim: LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing June 26, 2026.
  evidence_excerpt: On April 6, 2026, the Company further extended then-existing Loan from April 24, 2026 through June 26, 2026, by borrowing a new $11 million Loan under the Loan Agreement (the “April 2026 Loan”) and using the proceeds to pay the then-existing Loan.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1640384/000119312526149712/0001193125-26-149712-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.