{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-154701","form_type":"8-K","ticker":"RVRF","cik":"0001641601","company_name":"River Financial Corp","filed_at":"2026-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.644375+00:00","generated_at":"2026-05-15T06:23:28.230097+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"River Financial Q1 net income up 67% to $14.2M; tangible book per share rises 24%","bullets":["Net income $14.2M, up 67.3% YoY; basic EPS $1.81 vs $1.09.","Tangible book value per share $35.29, up 24.4% from $28.36.","Net interest margin (TE) 3.73% vs 3.31% YoY; annualized ROAA 1.55%.","Total assets $3.92B (+7.8%), loans $2.74B (+8.0%), deposits $3.45B (+9.3%).","Credit quality stable: NPL/loans 0.50% (vs 0.33%), net charge-offs 0.02% (vs 0.00%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-154701","json":"https://secwatch.observer/filing/0001193125-26-154701.json","markdown":"https://secwatch.observer/filing/0001193125-26-154701.md","text":"https://secwatch.observer/filing/0001193125-26-154701.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526154701/0001193125-26-154701-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526154701/ck0001641601-20260414.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:23:28.230097+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2bb4d328902af534533f578218ec8b998a17e755","claim":"River Financial Corp reported the quarter ended March 31, 2026 results: net income $14.2 million, EPS $1.81.","evidence_excerpt":"highlights as of March 31, 2026 include the following: Income/Profitability: • Year-to-date net income increased $5.7 million, or 67.3%, from $8.5 million at March 31, 2025 to $14.2 million at March 31, 2026. • Year-to-date basic earnings per share increased 66.1% from $1.09 at March 31, 2025 to $1.81 at March 31, 2026. • Year-to-date return on average equity of","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526154701/0001193125-26-154701-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$14.2 million"},{"label":"EPS","value":"$1.81"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}