---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-154701"
form_type: "8-K"
ticker: "RVRF"
cik: "0001641601"
company_name: "River Financial Corp"
filed_at: "2026-04-14T23:59:59+00:00"
generated_at: "2026-05-15T06:23:28.230097+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# River Financial Q1 net income up 67% to $14.2M; tangible book per share rises 24%

## Summary
- Net income $14.2M, up 67.3% YoY; basic EPS $1.81 vs $1.09.
- Tangible book value per share $35.29, up 24.4% from $28.36.
- Net interest margin (TE) 3.73% vs 3.31% YoY; annualized ROAA 1.55%.
- Total assets $3.92B (+7.8%), loans $2.74B (+8.0%), deposits $3.45B (+9.3%).
- Credit quality stable: NPL/loans 0.50% (vs 0.33%), net charge-offs 0.02% (vs 0.00%).

## SEC filing metadata
- accession: 0001193125-26-154701
- form_type: 8-K
- ticker: RVRF
- cik: 0001641601
- company_name: River Financial Corp
- filed_at: 2026-04-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1641601/000119312526154701/0001193125-26-154701-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1641601/000119312526154701/ck0001641601-20260414.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-154701
- JSON: https://secwatch.observer/filing/0001193125-26-154701.json
- Plain text: https://secwatch.observer/filing/0001193125-26-154701.txt

## Key facts
- Earnings Releases
  River Financial Corp reported the quarter ended March 31, 2026 results: net income $14.2 million, EPS $1.81.
  - Period: the quarter ended March 31, 2026
  - Net income: $14.2 million
  - EPS: $1.81
  - Result: reported results
  source text: highlights as of March 31, 2026 include the following: Income/Profitability: • Year-to-date net income increased $5.7 million, or 67.3%, from $8.5 million at March 31, 2025 to $14.2 million at March 31, 2026. • Year-to-date basic earnings per share increased 66.1% from $1.09 at March 31, 2025 to $1.81 at March 31, 2026. • Year-to-date return on average equity of
  evidence_url: https://www.sec.gov/Archives/edgar/data/1641601/000119312526154701/0001193125-26-154701-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.