{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-159052","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2026-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.706037+00:00","generated_at":"2026-05-15T05:57:54.467548+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BancFirst Q1 net income $63.0M, EPS $1.85, up from $56.1M and $1.66 YoY","bullets":["Diluted EPS $1.85, net income $63.0M for Q1 2026 vs $1.66/$56.1M in Q1 2025.","Net interest income $127.6M (+10.1% YoY); net interest margin 3.74% vs 3.70%.","Total assets $15.1B, loans $8.6B, deposits $12.9B; nonaccrual loans 0.72% of total.","Completed conversion of American Bank of Oklahoma; CEO cites strong deposit growth and margin expansion.","Provision for credit losses $2.1M vs $1.6M; net charge-offs $1.5M vs $503K."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-159052","json":"https://secwatch.observer/filing/0001193125-26-159052.json","markdown":"https://secwatch.observer/filing/0001193125-26-159052.md","text":"https://secwatch.observer/filing/0001193125-26-159052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000119312526159052/0001193125-26-159052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000119312526159052/banf-20260416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:57:54.467548+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"04147b765b979164e6afcfd2280969df6bf948ee","claim":"BANCFIRST CORP /OK/ reported first quarter of 2026 results: net income $63.0 million, EPS $1.85 per diluted share.","evidence_excerpt":"BancFirst Corporation (NASDAQ GS:BANF) reported net income of $63.0 million, or $1.85 per diluted share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/760498/000119312526159052/0001193125-26-159052-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$63.0 million"},{"label":"EPS","value":"$1.85 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}