{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-160281","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2026-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.593871+00:00","generated_at":"2026-05-15T05:39:08.762973+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ally Q1 2026 GAAP EPS $0.93, Adj EPS $1.11 (+90% YoY); Core ROTCE 11.1%","bullets":["GAAP EPS $0.93; adjusted EPS $1.11 up ~90% YoY; core pre-tax income $470M up $223M YoY.","Core ROTCE 11.1% up ~440 bps YoY; GAAP total net revenue $2.1B, adjusted $2.2B.","Consumer auto originations $11.5B from record 4.4M apps; retail auto NCOs 197 bps down 15 bps YoY.","Retail deposits $146B, 88% core deposit funded; 68 consecutive quarters of customer growth to 3.5M.","CET1 ratio 10.1% up ~60 bps YoY; $147M share repurchases; Corporate Finance ROE 26%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-160281","json":"https://secwatch.observer/filing/0001193125-26-160281.json","markdown":"https://secwatch.observer/filing/0001193125-26-160281.md","text":"https://secwatch.observer/filing/0001193125-26-160281.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312526160281/0001193125-26-160281-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312526160281/d117350d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:39:08.762973+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"024dad455a8c83bc1cbf366cfa0b70c3f7c2c598","claim":"Ally Financial Inc. reported preliminary financial results for first quarter ended March 31, 2026.","evidence_excerpt":"On April 17, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the first quarter ended March 31, 2026.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/40729/000119312526160281/0001193125-26-160281-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}