---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-160281"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2026-04-17T23:59:59+00:00"
generated_at: "2026-05-15T05:39:08.762973+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ally Q1 2026 GAAP EPS $0.93, Adj EPS $1.11 (+90% YoY); Core ROTCE 11.1%

## Summary
- GAAP EPS $0.93; adjusted EPS $1.11 up ~90% YoY; core pre-tax income $470M up $223M YoY.
- Core ROTCE 11.1% up ~440 bps YoY; GAAP total net revenue $2.1B, adjusted $2.2B.
- Consumer auto originations $11.5B from record 4.4M apps; retail auto NCOs 197 bps down 15 bps YoY.
- Retail deposits $146B, 88% core deposit funded; 68 consecutive quarters of customer growth to 3.5M.
- CET1 ratio 10.1% up ~60 bps YoY; $147M share repurchases; Corporate Finance ROE 26%.

## SEC filing metadata
- accession: 0001193125-26-160281
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2026-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312526160281/0001193125-26-160281-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312526160281/d117350d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-160281
- JSON: https://secwatch.observer/filing/0001193125-26-160281.json
- Plain text: https://secwatch.observer/filing/0001193125-26-160281.txt

## Key facts
- Earnings Releases
  Ally Financial Inc. reported preliminary financial results for first quarter ended March 31, 2026.
  - Period: first quarter ended March 31, 2026
  - Result: preliminary results
  source text: On April 17, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the first quarter ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/40729/000119312526160281/0001193125-26-160281-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.