secwatch.observer — SEC 8-K summary
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Issuer:     Third Coast Bancshares, Inc. (TCBX)
CIK:        0001781730
Form:       8-K/A
Filed at:   2026-04-17T23:59:59+00:00
Accession:  0001193125-26-161692
Event type: m_and_a
Sentiment:  negative
Materiality: 0.70
Item codes: 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Third Coast Bancshares closes Keystone merger; Keystone has $1.02B assets, $6.25M net income
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- Merger effective Feb 1, 2026; Keystone reported $1.02B assets, $807M loans at Dec 31, 2025.
- Keystone net income $6.25M in 2025, down from $6.90M in 2024; provision for credit losses surged to $5.57M from $0.88M.
- Keystone net interest income $35.3M (+23.6% YoY) on loan growth; deposits rose $70M to $864M.
- Third Coast filed pro forma combined financials; merger announced Oct 22, 2025.
- Keystone stockholders' equity $104.3M, up from $95.6M; AOCI deficit narrowed.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1781730/000119312526161692/0001193125-26-161692-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1781730/000119312526161692/d306467d8ka.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-161692

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