---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-168550"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2026-04-22T23:59:59+00:00"
generated_at: "2026-05-15T04:51:07.013478+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp reports Q1 2026 net income of $4.9 million, declares $0.08 dividend

## Summary
- Net income of $4.9 million ($0.26 EPS) for Q1 2026, compared to net loss of $12.0 million in Q4 2025.
- Board declared $0.08 per share quarterly cash dividend, payable May 20, 2026 to shareholders of record May 6, 2026.
- Net interest margin improved to 2.95% from 2.59% in Q1 2025; provision for credit losses decreased to $2.8 million from $20.8 million year-over-year.
- Non-accrual loans decreased to $59.8 million (2.22% of gross loans) from $99.8 million (3.36%) a year earlier.
- Total deposits stable at $2.672 billion; loans receivable net decreased to $2.656 billion.

## SEC filing metadata
- accession: 0001193125-26-168550
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2026-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312526168550/0001193125-26-168550-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312526168550/d850963d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-168550
- JSON: https://secwatch.observer/filing/0001193125-26-168550.json
- Plain text: https://secwatch.observer/filing/0001193125-26-168550.txt

## Source-grounded claims
- claim_id: 6f6840bd0347d67b7acbbee0d45a3dc62e1b307a
  claim: BCB BANCORP INC reported the quarter ended March 31, 2026 results: net income $4.9 million, EPS $0.26.
  evidence_excerpt: --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 C ONTACT : M ICHAEL S HRINER , P RESIDENT & CEO J AWAD C HAUDHRY , EVP, CFO & T REASURER (201) 823-0700 BCB Bancorp, Inc. Earns $4.9 Million in First Quarter 2026 Reports $0.26 EPS and Declares Quarterly Cash Dividend of $0.08 Per Share BAYONNE, N.J., April 21, 2026 — BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP),
  evidence_url: https://www.sec.gov/Archives/edgar/data/1228454/000119312526168550/0001193125-26-168550-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.