---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-168712"
form_type: "8-K"
ticker: "AMSF"
cik: "0001018979"
company_name: "AMERISAFE INC"
filed_at: "2026-04-22T23:59:59+00:00"
generated_at: "2026-05-15T04:47:03.640383+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# AMERISAFE reports Q1 2026 net income $8.1M, diluted EPS $0.43; voluntary premiums up 8.2% YoY

## Summary
- Gross premiums written $88.5M, up 5.6% YoY; net premiums earned $75.1M, up 9.0%.
- Net income of $8.1M ($0.43 diluted EPS) vs $8.9M ($0.47) in Q1 2025, down 9.0% / 8.5%.
- Operating net income $9.5M ($0.50 operating EPS) vs $11.4M ($0.60) in prior year, down 17.4% / 16.7%.
- Net combined ratio 93.2% vs 89.1% a year ago; net loss ratio 61.9% vs 58.3%.
- Quarterly dividend of $0.41 per share declared, up 5.1% from Q1 2025; 119,959 shares repurchased at avg $33.60.

## SEC filing metadata
- accession: 0001193125-26-168712
- form_type: 8-K
- ticker: AMSF
- cik: 0001018979
- company_name: AMERISAFE INC
- filed_at: 2026-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1018979/000119312526168712/0001193125-26-168712-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1018979/000119312526168712/d209530d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-168712
- JSON: https://secwatch.observer/filing/0001193125-26-168712.json
- Plain text: https://secwatch.observer/filing/0001193125-26-168712.txt

## Key facts
- Earnings Releases
  AMERISAFE INC reported first quarter ended March 31, 2026 results: net income Net income 8,145, EPS Diluted earnings per share $ 0.43.
  - Period: first quarter ended March 31, 2026
  - Net income: Net income 8,145
  - EPS: Diluted earnings per share $ 0.43
  - Result: reported results
  source text: Three Months Ended March 31, 2026 2025 % Change (in thousands, except per share data) Gross premiums written $ 88,500 $ 83,784 5.6 % Net premiums earned 75,072 68,885 9.0 % Net investment income 6,597 6,652 -0.8 % Net realized gains (losses) on investments (pre-tax) (3 ) 2 NM Net unrealized losses on equity securities (pre-tax) (1,653 ) (3,152 ) NM Net income 8,145 8,949 -9.0 % Diluted earnings per share $ 0.43 $ 0.47 -8.5 %
  evidence_url: https://www.sec.gov/Archives/edgar/data/1018979/000119312526168712/0001193125-26-168712-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.