Farmers & Merchants Bancorp Q1 net income rises 37.8% to $9.6M; EPS $0.70

FARMERS & MERCHANTS BANCORP INC

2026-Q1 EPS reported $0.70

Net income $9.6M vs $7.0M YoY; diluted EPS $0.70 vs $0.51.
Net interest margin expanded 39 bps to 3.42%; efficiency ratio improved to 60.08%.
Total deposits up 4.1% to $2.81B; loans net up 3.9% to $2.68B.
Quarterly dividend increased 4.0% to $0.92 annualized; Tier 1 leverage ratio 9.02%.
Nonperforming loans at 0.42% of total loans; net charge-offs 0.01% of avg loans.

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