{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-171797","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.708640+00:00","generated_at":"2026-05-15T04:43:32.242082+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Popular Q1 2026 net income $245.7M ($3.78 EPS), NIM expands to 3.66%","bullets":["Net income $245.7M vs $233.9M in Q4 2025; EPS $3.78 vs $3.53; YoY net income up 38%.","Net interest margin 3.66% (tax-eq 4.14%), up from 3.61% Q4; NII $670.2M, +$12.6M QoQ.","NPLs fell $40.2M to 1.17% of loans; net charge-offs $60.0M (0.61% annualized), including $11.1M single commercial loan.","Deposits +$1.4B to $67.6B; loans held-in-portfolio $39.3B; CET1 ratio 15.92%.","Repurchased 1.16M shares for $155.2M at avg $134.31; $0.75 dividend; ROTCE 15.46% vs 14.39% Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-171797","json":"https://secwatch.observer/filing/0001193125-26-171797.json","markdown":"https://secwatch.observer/filing/0001193125-26-171797.md","text":"https://secwatch.observer/filing/0001193125-26-171797.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312526171797/0001193125-26-171797-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312526171797/d96899d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:43:32.242082+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f67cb7c9e18c0b0f052bfb55e1bdb846a49143e6","claim":"POPULAR, INC. reported the quarter ended March 31, 2026 results: net income $245.7 million, EPS $3.78.","evidence_excerpt":"unless otherwise expressly stated in such filing. --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 Popular, Inc. Announces First Quarter 2026 Financial Results • Net income of $245.7 million in Q1 2026, compared to net income of $233.9 million in Q4 2025. • Compared to adjusted net income in Q4 2025 of $224.2 million, which excluded a $9.7 million, net of tax,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/763901/000119312526171797/0001193125-26-171797-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$245.7 million"},{"label":"EPS","value":"$3.78"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}