---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-171797"
form_type: "8-K"
ticker: "BPOP"
cik: "0000763901"
company_name: "POPULAR, INC."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:43:32.242082+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Popular Q1 2026 net income $245.7M ($3.78 EPS), NIM expands to 3.66%

## Summary
- Net income $245.7M vs $233.9M in Q4 2025; EPS $3.78 vs $3.53; YoY net income up 38%.
- Net interest margin 3.66% (tax-eq 4.14%), up from 3.61% Q4; NII $670.2M, +$12.6M QoQ.
- NPLs fell $40.2M to 1.17% of loans; net charge-offs $60.0M (0.61% annualized), including $11.1M single commercial loan.
- Deposits +$1.4B to $67.6B; loans held-in-portfolio $39.3B; CET1 ratio 15.92%.
- Repurchased 1.16M shares for $155.2M at avg $134.31; $0.75 dividend; ROTCE 15.46% vs 14.39% Q4.

## SEC filing metadata
- accession: 0001193125-26-171797
- form_type: 8-K
- ticker: BPOP
- cik: 0000763901
- company_name: POPULAR, INC.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/763901/000119312526171797/0001193125-26-171797-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/763901/000119312526171797/d96899d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-171797
- JSON: https://secwatch.observer/filing/0001193125-26-171797.json
- Plain text: https://secwatch.observer/filing/0001193125-26-171797.txt

## Key facts
- Earnings Releases
  POPULAR, INC. reported the quarter ended March 31, 2026 results: net income $245.7 million, EPS $3.78.
  - Period: the quarter ended March 31, 2026
  - Net income: $245.7 million
  - EPS: $3.78
  - Result: reported results
  source text: unless otherwise expressly stated in such filing. --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 Popular, Inc. Announces First Quarter 2026 Financial Results • Net income of $245.7 million in Q1 2026, compared to net income of $233.9 million in Q4 2025. • Compared to adjusted net income in Q4 2025 of $224.2 million, which excluded a $9.7 million, net of tax,
  evidence_url: https://www.sec.gov/Archives/edgar/data/763901/000119312526171797/0001193125-26-171797-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.