{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-171985","form_type":"8-K","ticker":"VABK","cik":"0001572334","company_name":"Virginia National Bankshares Corp","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.493554+00:00","generated_at":"2026-05-15T04:33:06.534967+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Virginia National Bankshares reports Q1 2026 net income of $5.3M ($0.97 per share), declares $0.36 dividend","bullets":["Q1 2026 net income $5.3 million, up 17.2% from $4.5 million in Q1 2025; diluted EPS $0.97 vs $0.83.","Board declared quarterly cash dividend of $0.36 per share, payable May 29 to holders of record May 13.","Net interest margin improved to 3.40% from 3.28%; efficiency ratio improved to 56.6% from 62.4%.","Return on average assets rose to 1.30% from 1.12%; return on average equity rose to 11.34% from 11.05%.","Gross loans $1.2 billion, down $4.8 million; securities balances declined $22.5 million from prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-171985","json":"https://secwatch.observer/filing/0001193125-26-171985.json","markdown":"https://secwatch.observer/filing/0001193125-26-171985.md","text":"https://secwatch.observer/filing/0001193125-26-171985.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1572334/000119312526171985/0001193125-26-171985-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1572334/000119312526171985/vabk-20260422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-15T04:33:06.534967+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fd5f80b688eef7eb869ba43915c784432c906870","claim":"Virginia National Bankshares Corp reported the quarter ended March 31, 2026 results: net income $5.3 million, EPS $0.97 per diluted share.","evidence_excerpt":"Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) today reported quarterly net income of $5.3 million, or $0.97 per diluted share, for the quarter ended March 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1572334/000119312526171985/0001193125-26-171985-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$5.3 million"},{"label":"EPS","value":"$0.97 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}