{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-173671","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.414488+00:00","generated_at":"2026-05-15T04:31:24.802226+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Business Financial Services Q1 EPS $1.44; loan growth 14.9% annualized","bullets":["Q1 2026 net income $12.0M, EPS $1.44 vs $13.1M ($1.58) Q4 2025 and $11.0M ($1.32) Q1 2025.","Loans grew $125.9M (14.9% annualized) from Q4 2025; core deposits up $123.1M (18.4% annualized).","Net interest margin 3.56% (3.61% adjusted for fewer days) vs 3.53% linked quarter.","Non-interest income up 15.8% YoY; fee income ratio 19.81% vs 18.56% prior year quarter.","Tangible book value per share $42.68, up 13.6% from $37.58 a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-173671","json":"https://secwatch.observer/filing/0001193125-26-173671.json","markdown":"https://secwatch.observer/filing/0001193125-26-173671.md","text":"https://secwatch.observer/filing/0001193125-26-173671.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526173671/0001193125-26-173671-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526173671/fbiz-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:31:24.802226+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8d41661f5a2b96d8afe2b16da392b794c05db4e9","claim":"FIRST BUSINESS FINANCIAL SERVICES, INC. reported quarter ended March 31, 2026 results: net income net income available to common shareholders of $12.0 million, EPS earnings per share (\"EPS\") of $1.44.","evidence_excerpt":"First Business Financial Services, Inc. (the \"Company\", the \"Bank\", or \"First Business Bank\") (Nasdaq: FBIZ) reported quarterly net income available to common shareholders of $12.0 million, or earnings per share (\"EPS\") of $1.44.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526173671/0001193125-26-173671-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2026"},{"label":"Net income","value":"net income available to common shareholders of $12.0 million"},{"label":"EPS","value":"earnings per share (\"EPS\") of $1.44"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}