secwatch.observer — SEC 8-K summary
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Issuer:     FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)
CIK:        0001521951
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001193125-26-173671
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Business Financial Services Q1 EPS $1.44; loan growth 14.9% annualized
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- Q1 2026 net income $12.0M, EPS $1.44 vs $13.1M ($1.58) Q4 2025 and $11.0M ($1.32) Q1 2025.
- Loans grew $125.9M (14.9% annualized) from Q4 2025; core deposits up $123.1M (18.4% annualized).
- Net interest margin 3.56% (3.61% adjusted for fewer days) vs 3.53% linked quarter.
- Non-interest income up 15.8% YoY; fee income ratio 19.81% vs 18.56% prior year quarter.
- Tangible book value per share $42.68, up 13.6% from $37.58 a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1521951/000119312526173671/0001193125-26-173671-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1521951/000119312526173671/fbiz-20260423.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-173671

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer