---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-173746"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:31:36.639742+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Enova Q1 revenue $875M (+17%), EPS $3.46 (+29%); Grasshopper Bank on track for H2 2026

## Summary
- Total revenue $875M (+17% YoY); net income $91M ($3.46 diluted EPS) vs $73M ($2.69) last year.
- Adjusted EPS $3.87 (+30% YoY); adjusted EBITDA $227M (+20% YoY).
- Total company originations $2.3B (+33% YoY); combined loans and receivables $5.3B (record).
- Net charge-off ratio improved to 7.6%; net revenue margin 60% (up from 57%).
- Grasshopper Bank acquisition expected to close H2 2026; liquidity $1.1B; $16M in buybacks.

## SEC filing metadata
- accession: 0001193125-26-173746
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000119312526173746/0001193125-26-173746-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000119312526173746/enva-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-173746
- JSON: https://secwatch.observer/filing/0001193125-26-173746.json
- Plain text: https://secwatch.observer/filing/0001193125-26-173746.txt

## Key facts
- Earnings Releases
  Enova International, Inc. reported first quarter ended March 31, 2026 results: revenue $875 million, net income $91 million, or $3.46 per diluted share, EPS $3.46 per diluted share.
  - Period: first quarter ended March 31, 2026
  - Revenue: $875 million
  - Net income: $91 million, or $3.46 per diluted share
  - EPS: $3.46 per diluted share
  - Result: reported results
  source text: Grasshopper’s deposit businesses. We remain well positioned to deliver sustainable and profitable growth this year and beyond.” First Quarter 2026 Summary • Total revenue of $875 million increased 17% from $746 million in the first quarter of 2025. • Net revenue margin of 60% compared to 57% in the first quarter of 2025, reflecting continued solid credit
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000119312526173746/0001193125-26-173746-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.