secwatch.observer — SEC 8-K summary
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Issuer:     Enova International, Inc. (ENVA)
CIK:        0001529864
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001193125-26-173746
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enova Q1 revenue $875M (+17%), EPS $3.46 (+29%); Grasshopper Bank on track for H2 2026
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- Total revenue $875M (+17% YoY); net income $91M ($3.46 diluted EPS) vs $73M ($2.69) last year.
- Adjusted EPS $3.87 (+30% YoY); adjusted EBITDA $227M (+20% YoY).
- Total company originations $2.3B (+33% YoY); combined loans and receivables $5.3B (record).
- Net charge-off ratio improved to 7.6%; net revenue margin 60% (up from 57%).
- Grasshopper Bank acquisition expected to close H2 2026; liquidity $1.1B; $16M in buybacks.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1529864/000119312526173746/0001193125-26-173746-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1529864/000119312526173746/enva-20260423.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-173746

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer