secwatch.observer — SEC 8-K summary
======================================

Issuer:     NATIONAL BANKSHARES INC (NKSH)
CIK:        0000796534
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001193125-26-173958
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

National Bankshares Q1 net income $5.0M ($0.78 EPS), up 56% from $3.2M YoY
--------------------------------------------------------------------------

- Net income $5.0M vs. $3.2M in Q1 2025; diluted EPS $0.78 vs. $0.51.
- Total assets $1.83B; net interest margin improved on lower deposit costs.
- Deposits up from Dec 2025 but down from Mar 2025; no brokered deposits.
- Loans decreased slightly; credit quality strong with loan loss recovery.
- Securities purchased $20M in Q1; unrealized loss worsened from Dec 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/796534/000119312526173958/0001193125-26-173958-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/796534/000119312526173958/nksh-20260423.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-173958

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer