---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-175963"
form_type: "8-K"
ticker: "CFBK"
cik: "0001070680"
company_name: "CF BANKSHARES INC."
filed_at: "2026-04-24T23:59:59+00:00"
generated_at: "2026-05-15T04:09:56.250593+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# CF Bankshares shareholder letter: 1-yr total return +28% vs NASDAQ Bank Index +12%

## Summary
- Stock outperformed NASDAQ Bank Index by 16pp through April 1, 2026: +28% vs +12%.
- Nearly doubled size of Regional Business Banking teams and related staff in 2025 to scale commercial franchise.
- Adding proven mortgage loan producers to drive non-interest fee income from secondary market sales.
- 2026 priorities: disciplined growth, strong execution, long-term shareholder value creation.
- CFBank targets NFP segment for treasury management and core deposit growth.

## SEC filing metadata
- accession: 0001193125-26-175963
- form_type: 8-K
- ticker: CFBK
- cik: 0001070680
- company_name: CF BANKSHARES INC.
- filed_at: 2026-04-24T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070680/000119312526175963/0001193125-26-175963-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070680/000119312526175963/cfbk-20260424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-175963
- JSON: https://secwatch.observer/filing/0001193125-26-175963.json
- Plain text: https://secwatch.observer/filing/0001193125-26-175963.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.