---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-177392"
form_type: "8-K"
ticker: "AFBI"
cik: "0001823406"
company_name: "Affinity Bancshares, Inc."
filed_at: "2026-04-24T23:59:59+00:00"
generated_at: "2026-05-15T04:13:42.331009+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Affinity Bancshares Q1 net income $2.3M, EPS $0.36 vs $0.28 YoY

## Summary
- Net income $2.284M vs $1.831M in Q1 2025 (+24.7%); diluted EPS $0.36 vs $0.28.
- Total assets $924.7M; loans $751.8M (+1.22% QoQ); deposits $734.3M (+5.67% QoQ).
- Net interest margin 3.50% vs 3.77% in Q4 2025; return on assets 1.00% (Q1 2025: 0.83%).
- Non-GAAP adjusted diluted EPS $0.36, flat vs Q1 2025 adjusted $0.30 after excluding items.
- Tangible book value per share $18.30 vs $16.40 a year ago, up 11.6%.

## SEC filing metadata
- accession: 0001193125-26-177392
- form_type: 8-K
- ticker: AFBI
- cik: 0001823406
- company_name: Affinity Bancshares, Inc.
- filed_at: 2026-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823406/000119312526177392/0001193125-26-177392-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823406/000119312526177392/afbi-20260424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-177392
- JSON: https://secwatch.observer/filing/0001193125-26-177392.json
- Plain text: https://secwatch.observer/filing/0001193125-26-177392.txt

## Key facts
- Earnings Releases
  Affinity Bancshares, Inc. reported the three months ended March 31, 2026 results: net income net income of $2.3 million for the three months ended March 31, 2026, as compared to $1.8 million for the three months e, EPS Diluted earnings per share 0.36.
  - Period: the three months ended March 31, 2026
  - Net income: net income of $2.3 million for the three months ended March 31, 2026, as compared to $1.8 million for the three months e
  - EPS: Diluted earnings per share 0.36
  - Result: reported results
  source text: On April 24, 2026, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1823406/000119312526177392/0001193125-26-177392-index.htm
- Earnings Releases
  Affinity Bancshares, Inc. reported the three months ended March 31, 2026 results: net income net income of $2.3 million for the three months ended March 31, 2026, as compared to $1.8 million for the three months e, EPS Diluted earnings per share 0.36.
  - Period: the three months ended March 31, 2026
  - Net income: net income of $2.3 million for the three months ended March 31, 2026, as compared to $1.8 million for the three months e
  - EPS: Diluted earnings per share 0.36
  - Result: reported results
  source text: today announced net income of $2.3 million for the three months ended March 31, 2026, as compared to $1.8 million for the three months ended March 31, 2025
  evidence_url: https://www.sec.gov/Archives/edgar/data/1823406/000119312526177392/0001193125-26-177392-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.