---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-177620"
form_type: "8-K"
ticker: "EFX"
cik: "0000033185"
company_name: "EQUIFAX INC"
filed_at: "2026-04-24T23:59:59+00:00"
generated_at: "2026-05-15T04:17:43.466090+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Equifax ups revolving credit facility to $2B, extends $1.9B maturity to 2029

## Summary
- Revolving credit facility increased from $1.5B to $2B; swingline raised from $150M to $200M.
- 10 bps credit spread adjustment on Term SOFR borrowings removed.
- $1.9B of commitments extended to August 25, 2029; remaining $100M stays at August 25, 2028.
- Fourth Amendment to Credit Agreement dated April 23, 2026, with JPMorgan Chase as agent.
- No new financial covenants or change in interest rate margins beyond the spread adjustment removal.

## SEC filing metadata
- accession: 0001193125-26-177620
- form_type: 8-K
- ticker: EFX
- cik: 0000033185
- company_name: EQUIFAX INC
- filed_at: 2026-04-24T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/33185/000119312526177620/0001193125-26-177620-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/33185/000119312526177620/d50537d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-177620
- JSON: https://secwatch.observer/filing/0001193125-26-177620.json
- Plain text: https://secwatch.observer/filing/0001193125-26-177620.txt

## Source-grounded claims
- claim_id: 7437aad2f8fd3e1de4822af808843f5bbbd033fc
  claim: EQUIFAX INC amended revolving credit of aggregate principal amount of $2 billion with JPMorgan Chase Bank, N.A., as administrative agent at removes the 10 basis point credit spread adjustment applicable to “Term SOFR” bo maturing from August 25, 2028 to August 25, 2029.
  evidence_excerpt: The Amendment, among other things, increases the commitments of the unsecured revolving credit facility provided pursuant to the Credit Agreement from an aggregate principal amount of $1.5 billion to aggregate principal amount of $2 billion, increases the swingline loan availability from $150 million to $200 million, and removes the 10 basis point credit spread adjustment applicable to “Term SOFR” borrowings.
  evidence_url: https://www.sec.gov/Archives/edgar/data/33185/000119312526177620/0001193125-26-177620-index.htm
- claim_id: 85128c8cf209001db2ccd056ee2a9d3335ed8fa7
  claim: EQUIFAX INC amended Fourth Amendment to Credit Agreement with JPMorgan Chase Bank, N.A., as administrative agent valued at $1.5 billion to aggregate principal amount of $2 billion (effective 2026-04-23).
  evidence_excerpt: On April 23, 2026, Equifax Inc. (the “Company”) and certain of its subsidiaries, Equifax Limited, Equifax Canada Co., Equifax International Treasury Services Unlimited Company and Equifax Australia Holdings Pty Ltd (collectively, the “Subsidiary Borrowers”), entered into a Fourth Amendment to Credit Agreement (the “Amendment”)
  evidence_url: https://www.sec.gov/Archives/edgar/data/33185/000119312526177620/0001193125-26-177620-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.